Adulthood discussion board | Social Science homework help

 

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The subjects of  retirement and health insurance are much in the news these days. Discuss  your plans for retirement with a special emphasis on income after  retirement and health insurance. After a lifetime of paying Social  Security and Medicare taxes in every payroll check, your grandparents  and parents are counting on having Social Security and Medicare to help  with the inevitable loss of income occuring at retirement.

Things may be  different for your generation. Many are discussing privatizing Social  Security and doing away with Medicare. Even Republican voters in the  State of Florida are opposed to this plan. Read the report on a survey  of Republican Primary Voters who objected 2:1 to plans to change these  benefits (among Hispanic voters, opposition was even stronger with 4:1  voters opposing changes). Given what you know of the volatilty of the  stock markets that are up one day and down drastically another, would  you risk your retirement to the stock market? Would you risk your health  on having the ability to pay for private health insurance when you  retire?

Despite what you’ve  heard, Social Security and Medicare can be saved. The generation  entering the workforce today (The Millenials) are an even larger  generation than the retiring Baby Boomer generation. As long as as many  or more are paying into the system than those who are retiring, the  programs can and should be saved. You never know how your life will turn  out and it is essential to have a basic retirement cushion to live on.  Moreover, it is your money after all. You have paid into both Social  Security and Medicare with every paycheck since you started working.

What can you do now to  help save Social Security and Medicare? Some believe it is essential to  send politicians to Washington and Tallahassee who will protect those  benefits. But it is not enough to save these benefits. What can you do  to guarantee a comfortable retirement and good medical care in your old  age?

Remember the criteria for the discussions:

  • 100-200 word original post 
  • 50-100 word reply post 
  • Covers every detail in the discussion description 
  • Submitted on time 

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